"I've not had a problem with mine, I'm about to order another as a back up. My current one now has a very small nick in it due to routing through a screw, not that you can notice on the MDF I've been using it on.
I've got several of the Titan ones and although I'd say they are not as hard wearing as much more expensive ones they are accurate and so cheep that I don't mind too much if I trash one through my incompetence!"
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Review 2 for Titan Flush Trim Bit With Bearing ¼" Shank 12.7 x 25mm
"Bought this router bit to do some replication work on plywood, after 5 minuets of use the bearing came off and allowed the router bit to cut damage the remainder of the wood. Got a replacement bit and the exact same problem happened again.
DO NOT BUY THIS ROUTER BIT IT WILL DESTROY YOUR WORK!!!"